The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a flagship health insurance scheme launched by the Government of India. It aims to provide free healthcare coverage of up to ₹5 lakh per family annually for secondary and tertiary care hospitalization. If you're looking to avail of the benefits under this scheme, the first step is to get your Ayushman Bharat card. Here's a detailed guide to help you through the process.

Who is Eligible for Ayushman Bharat?

The Ayushman Bharat scheme primarily targets economically weaker sections of society. Eligibility is determined based on the data available in the Socio-Economic Caste Census (SECC) 2011. To check your eligibility, follow these steps:

• Visit the official PM-JAY website.
• Click on the "Am I Eligible" option.
• Enter your mobile number and captcha code.
• Enter the OTP sent to your registered number.
• Provide your state and family details to check your eligibility.

Documents Required to Apply for Ayushman Card

To apply for the Ayushman Bharat card, keep the following documents handy: 

• Aadhaar card or any government-issued ID proof.
• Ration card (for family details).
• Income certificate.
• Mobile number (linked with Aadhaar, if possible).
• Residential proof.

How to Apply for Ayushman Bharat Card Online: 

• Visit the Official Portal
  Go to the official PM-JAY website or visit the Ayushman Bharat online portal.

• Login or Register
  Use your mobile number to log in. If you’re a first-time user, register by providing your basic details.

• Search for Your Name
  After logging in, you can search for your name in the beneficiary list. Use the "Search Beneficiary" option and provide the required details.

• Fill Out the Application Form
  If your name appears on the list, you’ll need to fill out the online application form. Ensure all details, such as name, address, and family information, are accurate.

• Upload Documents
  Upload the scanned copies of the required documents mentioned above.

• Submit the Application
  Once all details are filled out and documents are uploaded, submit your application. You’ll receive an acknowledgment or application number for reference.

• Verification and Approval
  Your application will undergo a verification process. If approved, you’ll receive a notification, and your Ayushman card will be generated.

• Download the Ayushman Card
  Once approved, log in to the portal again, and download the Ayushman Bharat card. Print it out for future use.

How to Apply Offline for Ayushman Card

If you're not comfortable applying online, follow these steps to apply offline:

1. Visit your nearest Common Service Centre (CSC) or any Ayushman Bharat kiosk.

2. Provide your Aadhaar card and other necessary documents.

3. The official will verify your details and assist you with the application process.

4. Once approved, your Ayushman card will be printed and handed over to you.

Benefits of the Ayushman Bharat Card

1. Cashless Treatment: Access to free treatment at both public and empanelled private hospitals.

2. Wide Coverage: Coverage of ₹5 lakh per family per year for hospitalization expenses.

3. Comprehensive Care: Includes pre-hospitalization, post-hospitalization, and other medical expenses.

4. Nationwide Acceptance: Valid across India at empanelled hospitals.

Conclusion

The Ayushman Bharat scheme is a life-changing initiative for many families in India. By applying for the Ayushman Bharat card, you ensure financial security in times of medical emergencies. Take advantage of this scheme by following the simple steps outlined above.

For more information or to apply online, visit the official Ayushman Bharat website. Ensure your details are accurate to avoid delays in processing.

Your health is your wealth – make the most of this initiative today!